{"id":465,"date":"2020-01-07T22:32:20","date_gmt":"2020-01-08T03:32:20","guid":{"rendered":"https:\/\/thinkwaller.com\/?page_id=465"},"modified":"2021-03-15T09:46:08","modified_gmt":"2021-03-15T13:46:08","slug":"workers-comp-insurance","status":"publish","type":"page","link":"https:\/\/thinkwaller.com\/workers-comp-insurance\/","title":{"rendered":"Workers&#8217; Compensation Insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; _builder_version=&#8221;4.1&#8243; background_image=&#8221;https:\/\/thinkwaller.com\/wp-content\/uploads\/workers-compensation-construction-site.jpg&#8221; min_height=&#8221;613px&#8221; custom_padding=&#8221;||120px|||&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.0.6&#8243;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_text _builder_version=&#8221;4.0.6&#8243; header_text_color=&#8221;#ffffff&#8221; header_3_text_color=&#8221;#ffffff&#8221; header_text_shadow_style=&#8221;preset1&#8243;]<\/p>\n<h1>Workers&#8217; Comp Insurance<\/h1>\n<h3>Protect Your Employees &amp; Your Liability<\/h3>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_column_inner type=&#8221;1_3&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_button button_url=&#8221;https:\/\/thinkwaller.com\/get-an-insurance-quote\/&#8221; button_text=&#8221;Request a Proposal&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.6.5&#8243; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#69be28&#8243;][\/et_pb_button][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_3&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_button button_url=&#8221;https:\/\/thinkwaller.com\/contact\/&#8221; button_text=&#8221;Contact Us&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.6.5&#8243; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#69be28&#8243;][\/et_pb_button][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_3&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.0.6&#8243;][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.0.6&#8243; custom_padding=&#8221;29px||19px|||&#8221;][et_pb_row _builder_version=&#8221;4.0.6&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_text _builder_version=&#8221;4.0.6&#8243; header_2_text_align=&#8221;center&#8221;]<\/p>\n<h2>Why Choose Waller?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.0.6&#8243; width=&#8221;90%&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_blurb title=&#8221;Same Day Insurance&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%167%%&#8221; icon_color=&#8221;#69be28&#8243; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.0.6&#8243; header_level=&#8221;h2&#8243;][\/et_pb_blurb][et_pb_blurb title=&#8221;Claims Management Advocacy&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%151%%&#8221; icon_color=&#8221;#69be28&#8243; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.0.6&#8243; header_level=&#8221;h2&#8243;][\/et_pb_blurb][et_pb_blurb title=&#8221;Payroll \/ Employee Leasing Solutions&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%131%%&#8221; icon_color=&#8221;#69be28&#8243; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.0.6&#8243; header_level=&#8221;h2&#8243; header_line_height=&#8221;1.2em&#8221;][\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_blurb title=&#8221;Pay-As-You-Go Availability&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%13%%&#8221; icon_color=&#8221;#69be28&#8243; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.0.6&#8243; header_level=&#8221;h2&#8243;][\/et_pb_blurb][et_pb_blurb title=&#8221;Proven Agency Reputation&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%169%%&#8221; icon_color=&#8221;#69be28&#8243; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.0.6&#8243; header_level=&#8221;h2&#8243;][\/et_pb_blurb][et_pb_blurb title=&#8221;Complete Service Package Platform&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%75%%&#8221; icon_color=&#8221;#69be28&#8243; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.0.6&#8243; header_level=&#8221;h2&#8243;][\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_blurb title=&#8221;Optimal Dividend Pricing&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%155%%&#8221; icon_color=&#8221;#69be28&#8243; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.0.6&#8243; header_level=&#8221;h2&#8243;][\/et_pb_blurb][et_pb_blurb title=&#8221;Industry Owner Experience&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%166%%&#8221; icon_color=&#8221;#69be28&#8243; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.0.6&#8243; header_level=&#8221;h2&#8243;][\/et_pb_blurb][et_pb_blurb title=&#8221;Loss Control Platform Assistance&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%103%%&#8221; icon_color=&#8221;#69be28&#8243; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.0.6&#8243; header_level=&#8221;h2&#8243;][\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_blurb title=&#8221;A-Rated Carriers&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%45%%&#8221; icon_color=&#8221;#69be28&#8243; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.0.6&#8243; header_level=&#8221;h2&#8243;][\/et_pb_blurb][et_pb_blurb title=&#8221;Ease of Doing Business&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%161%%&#8221; icon_color=&#8221;#69be28&#8243; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.0.6&#8243; header_level=&#8221;h2&#8243;][\/et_pb_blurb][et_pb_blurb title=&#8221;Personal Service&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%148%%&#8221; icon_color=&#8221;#69be28&#8243; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.0.6&#8243; header_level=&#8221;h2&#8243;][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.0.6&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_blurb title=&#8221;Contact Us for a Free Discovery Consultation&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;%%104%%&#8221; icon_color=&#8221;#69be28&#8243; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.0.6&#8243; header_font=&#8221;||on||||||&#8221; header_text_align=&#8221;center&#8221; animation_style=&#8221;fade&#8221; link_option_url=&#8221;#&#8221;][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.1&#8243; background_color=&#8221;#002244&#8243; background_image=&#8221;https:\/\/thinkwaller.com\/wp-content\/uploads\/workers-comp-insurance-forklift-driver.jpg&#8221; custom_padding=&#8221;15px||40px|||&#8221; background_last_edited=&#8221;on|phone&#8221; background_enable_image_phone=&#8221;off&#8221;][et_pb_row _builder_version=&#8221;4.0.6&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_text _builder_version=&#8221;4.0.6&#8243; text_text_color=&#8221;#ffffff&#8221; header_2_font=&#8221;||||||||&#8221; header_2_text_color=&#8221;#ffffff&#8221; header_4_text_color=&#8221;#ffffff&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Workers&#8217; Compensation Industry Specialization<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_text _builder_version=&#8221;4.0.6&#8243; text_text_color=&#8221;#ffffff&#8221; header_4_text_color=&#8221;#ffffff&#8221;]<\/p>\n<h4 style=\"text-align: center;\">Workforce<\/h4>\n<p style=\"text-align: center;\">Automotive \/ Transportation<br \/> Construction \/ Roofing<br \/> Hospitality (Golf Courses, Hotel &amp; Restaurants)<br \/> Manufacturing \/ Distribution<br \/> Family Enterprise Specialists<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_text _builder_version=&#8221;4.0.6&#8243; text_text_color=&#8221;#ffffff&#8221; header_4_text_color=&#8221;#ffffff&#8221;]<\/p>\n<h4 style=\"text-align: center;\">Professional<\/h4>\n<p style=\"text-align: center;\">Accounting Firms<br \/>Architectural \/ Engineering Firms<br \/>Community Banks \/ Credit Unions<br \/>Law Firms<br \/>Physicians<br \/>Realtors<br \/>Family Enterprise Specialists<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.0.6&#8243; custom_padding=&#8221;44px|||||&#8221;][et_pb_row _builder_version=&#8221;4.0.6&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_text _builder_version=&#8221;4.0.6&#8243; text_line_height=&#8221;1.6em&#8221; ul_line_height=&#8221;1.7em&#8221; header_2_text_align=&#8221;center&#8221;]<\/p>\n<h2>What is Workers&#8217; Compensation Insurance?<\/h2>\n<p><span>A <a href=\"https:\/\/thinkwaller.com\/workers-compensation\/\">worker&#8217;s compensation<\/a> policy covers employees&#8217; medical costs due to on-the-job injuries, and in return, employers are immune from injury lawsuits by employees. In Florida, the benefits are regulated by the Division of Workers\u2019 Compensation but paid entirely through private insurance or self-insurance means. The benefits include medical expenses, disability, and death. The amount of compensation payable is limited and fixed by law. Premiums are determined by the class of the employees and the payroll of the insured. Worker&#8217;s Comp is required for all private employers with four or more employees (one or more in the construction industry). In certain situations, an employer may qualify for a workers&#8217; compensation exemption certificate.<\/span><\/p>\n<h3><span>Workers&#8217; Compensation Coverage<\/span><\/h3>\n<p>This portion of a <a href=\"https:\/\/thinkwaller.com\/workers-compensation\/\">Worker&#8217;s Compensation<\/a> policy covers bodily injury by accident that occurs on the job and by disease caused or aggravated by the conditions of employment. For example, a worker is involved in an auto accident while on the job. Some common benefits available to employees under this coverage are:<\/p>\n<ul>\n<li>Medical treatment<\/li>\n<li>Permanent and temporary disability<\/li>\n<li>Death benefits<\/li>\n<\/ul>\n<h3>Employers&#8217; Liability<\/h3>\n<p>This section of the policy protects employers if they are found civilly liable for employee injuries related to work. <a href=\"https:\/\/thinkwaller.com\/what-is-employers-liability-insurance\/\">Employers\u2019 liability<\/a> coverage helps protect your business against claims such as:<\/p>\n<ul>\n<li>Care and loss of services<\/li>\n<li>Certain types of third-party claims<\/li>\n<li>Consequential bodily injury to a family member of the employee<\/li>\n<\/ul>\n<p>There are significant penalties for employers who are required to carry WC benefits for employees but fail to do so.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.0.6&#8243; background_color=&#8221;#002244&#8243; background_image=&#8221;https:\/\/thinkwaller.com\/wp-content\/uploads\/construction-insurance-background.jpg&#8221; min_height=&#8221;555px&#8221; custom_margin=&#8221;||-14px|||&#8221; custom_padding=&#8221;9px||32px|||&#8221; global_module=&#8221;204&#8243; saved_tabs=&#8221;all&#8221;][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.0.6&#8243; width=&#8221;90%&#8221; custom_margin=&#8221;-16px|auto||auto||&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_text module_class=&#8221;footer-info&#8221; _builder_version=&#8221;4.1&#8243; text_font_size=&#8221;17px&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;|||50px|false|false&#8221;]<\/p>\n<h2>Lakeland Office<\/h2>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"wp-image-87 alignnone size-medium\" src=\"https:\/\/thinkwaller.com\/wp-content\/uploads\/footer-icon_03.png\" alt=\"\" width=\"41\" height=\"51\" \/><strong>Waller Centre<\/strong><br \/>1065 South Florida Avenue<br \/>\u200bLakeland, FL 33803<br \/>\u200bSuite #2<\/p>\n<p><img decoding=\"async\" class=\"wp-image-88 alignnone size-full\" src=\"https:\/\/thinkwaller.com\/wp-content\/uploads\/footer-icon_04.png\" alt=\"\" width=\"41\" height=\"51\" \/>Office: 863.510.5155<br \/>Fax: 863.510.5415<\/p>\n<p><img decoding=\"async\" class=\"wp-image-89 alignnone size-full\" src=\"https:\/\/thinkwaller.com\/wp-content\/uploads\/footer-icon_05.png\" alt=\"\" width=\"41\" height=\"51\" \/>General &amp; Personal Line Inquiries: <a href=\"mailto:help@wallerpartners.com\">help@wallerpartners.com<\/a><\/p>\n<p>Commercial Line Inquiries:\u00a0 <a href=\"mailto:%20commercial@thinkwaller.com?subject=&quot;Website Inquiry&quot;\">commercial@thinkwaller.com<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_text module_class=&#8221;footer-info&#8221; _builder_version=&#8221;4.0.6&#8243; text_font_size=&#8221;17px&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;|||30%|false|false&#8221;]<\/p>\n<h2>Anna Maria Island Office<\/h2>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/thinkwaller.com\/wp-content\/uploads\/footer-icon_03.png\" width=\"41\" height=\"51\" alt=\"\" class=\"wp-image-87 alignnone size-medium\" \/><strong><span>Island Shopping Center<\/span><\/strong><br \/> <span>5412 Marina Drive<\/span><br \/> <span>\u200bHolmes Beach, FL 34217<\/span><\/p>\n<p><span><\/span><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/thinkwaller.com\/wp-content\/uploads\/footer-icon_04.png\" width=\"41\" height=\"51\" alt=\"\" class=\"wp-image-88 alignnone size-full\" \/>Office: <span>941-778-2253<\/span><br \/> Fax: <span>941-778-7071<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.0.6&#8243;][et_pb_text module_class=&#8221;footer-info&#8221; _builder_version=&#8221;4.4.2&#8243; text_font_size=&#8221;17px&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;|||200px|false|false&#8221;]<\/p>\n<h2>Stay Connected<\/h2>\n<p>&nbsp;<\/p>\n<p><a href=\"#\" target=\"_blank\" rel=\"noopener noreferrer\"><i class=\"fab fa-youtube-square\"><\/i>YouTube<\/a><\/p>\n<p><a href=\"https:\/\/www.facebook.com\/WallerInsPartners\/\" target=\"_blank\" rel=\"noopener noreferrer\"><i class=\"fab fa-facebook-square\"><\/i>Facebook<\/a><\/p>\n<p><a href=\"https:\/\/www.linkedin.com\/company\/waller-insurance-partners-inc\" target=\"_blank\" rel=\"noopener noreferrer\"><i class=\"fab fa-linkedin\"><\/i>Linkedin<\/a><\/p>\n<p><a href=\"https:\/\/www.instagram.com\/wallerinsurance\/\" target=\"_blank\" rel=\"noopener noreferrer\"><i class=\"fab fa-instagram\"><\/i>Instagram<\/a><\/p>\n<p><a href=\"https:\/\/twitter.com\/WIP_Insurance\" target=\"_blank\" rel=\"noopener noreferrer\"><i class=\"fab fa-twitter-square\"><\/i>Twitter<\/a><\/p>\n<p><a href=\"https:\/\/www.pinterest.com\/thinkwaller\/\" target=\"_blank\" rel=\"noopener noreferrer\"><i class=\"fab fa-pinterest-square\"><\/i>Pinterest<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Workers&#8217; Comp Insurance Protect Your Employees &amp; Your LiabilityWhy Choose Waller?Workers&#8217; Compensation Industry SpecializationWorkforce Automotive \/ Transportation Construction \/ Roofing Hospitality (Golf Courses, Hotel &amp; Restaurants) Manufacturing \/ Distribution Family Enterprise SpecialistsProfessional Accounting FirmsArchitectural \/ Engineering FirmsCommunity Banks \/ Credit UnionsLaw FirmsPhysiciansRealtorsFamily Enterprise SpecialistsWhat is Workers&#8217; Compensation Insurance? A worker&#8217;s compensation policy covers employees&#8217; medical [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/thinkwaller.com\/wp-json\/wp\/v2\/pages\/465"}],"collection":[{"href":"https:\/\/thinkwaller.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/thinkwaller.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/thinkwaller.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thinkwaller.com\/wp-json\/wp\/v2\/comments?post=465"}],"version-history":[{"count":1,"href":"https:\/\/thinkwaller.com\/wp-json\/wp\/v2\/pages\/465\/revisions"}],"predecessor-version":[{"id":1791,"href":"https:\/\/thinkwaller.com\/wp-json\/wp\/v2\/pages\/465\/revisions\/1791"}],"wp:attachment":[{"href":"https:\/\/thinkwaller.com\/wp-json\/wp\/v2\/media?parent=465"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}