Personal Lines Insurance

Protect Your Family & Your Property

Personal Insurance

We’ll help you keep life’s biggest investment safe. Our agents can help you put your risk into perspective and identify the right coverage plan to suit your needs. Because we’re an independent agency representing dozens of top-rated companies, we’re able to offer a variety of coverage options at the best possible price the market has to offer.

When misfortune hits, we’re right where you need us to be. We’ll ensure your claim is handled fairly and properly so you can stop worrying and continue living.

Home & Condominium Insurance

We’re not able to predict the future, but we can make sure that our clients are prepared for catastrophic events. Whether it be fire, wind, hail, lightning, or theft – we make sure you’re protected.

Our experience has spanned nearly a century providing us with the knowledge to give you the proper tools to plan for the unforeseen. We partner with the best insurance carriers available in the private Florida insurance market, and we utilize their strengths to ensure the best outcomes for our clients.

We perform an analysis of your specific needs and suggest the proper coverages for your particular circumstances. We offer a variety of homeowners solutions that will suit the particular needs of our clients.

  • Dwelling Coverage
  • Personal Property Coverage
  • General Liability

Contact a Waller Insurance Agent today to assist you with your Homeowners or Condominium policy!


Personal Automobile Insurance

We work with the best auto insurance companies in the business. At Waller, we keep your satisfaction top of mind.

If you’re looking for an insurance agency that provides options, you’ve finally found the one. It’s our mission to inform you on the proper solutions of coverages for your needs, not just sell you insurance. There are many automobile discounts for which you may qualify! Call us today and see if any of these apply to you.

Getting a quote is as easy as giving us a call at 863-510-5155, click on the Get A Quote button, or we’d love for you to stop by our offices and have a meeting with one of our expert licensed agents. We’re here to accommodate your needs and preferences, whether it be online, over the phone, or face to face.


Builders’ Risk Insurance

Homeowners’ insurance coverage protects a structure that has already been built. Builder’s risk insurance is designed to protect new construction, renovations or additions, and covers a variety of situations such as fire, wind, etc. Make sure that you are insuring your new home or your existing home remodeling project correctly. Being well protected during the process is going to get you there. The best way to get started is before the project has begun and a local Agent at Waller is who can help you. At Waller Insurance your builders’ risk insurance can be simple and easy to obtain when working with us and we will assist you in the success of your project.

Contact a Waller Insurance Agent today to assist you with your Builder’s Risk policy!

Recreational Insurance

Life isn’t all about work. We recognize families are investing more into their recreational assets. When you have assets, they should be protected. We have insurance options for motorcycles, boats, jet skis, golf carts,  RVs, travel trailers and many other recreational vehicles you and your family enjoy for fun.

Coverages are similar to most automobile policies by including protection for Liability and Physical Damage for the vehicle. Multi-policy discounts may be available when combining policies for different exposures with the same company.

Allow our licensed agents at Waller to explore your garage to be sure you have the proper coverages and discounts in place to protect you from the unexpected.


Personal Umbrella Insurance

Personal Umbrella policies provide an additional layer of protection for personal legal liability. Sometimes called Excess Liability, it is a single policy that covers over and above all of the primary “underlying” policies you own (auto, home, motorcycle, boat, etc.). Umbrella Insurance is designed to respond in the event that the limits of liability from the primary policies are used up or exhausted.

Most Personal Umbrella policies start with a limit of $1 million. However, increased limits of liability are available from $2 Million to $10 Million.

These policies typically include very broad coverage, as well as additional coverages that may not be included in the underlying Homeowners and Automobile Policies. A few of the perils often included in standard Personal Umbrella policies are libel, slander and false arrest.

Personal Umbrella insurance carriers require minimum limits to be purchased on the underlying primary policies in order to be considered for acceptance of coverage.

We invite you to speak with our licensed experts at Waller who will guide you in finding the perfect solution to fit your needs.

Life Insurance

Having the right life insurance is pivotal in planning for the present and the future of you and your loved ones. Not only does life insurance provide assurance for your family after you’re gone, but many life insurance options offer other benefits and investment opportunities you can take advantage of while you’re living. Waller Insurance can help you find the right life insurance coverage, and ensure your policy continually meets your needs.

Who Needs Life Insurance? The necessity of life insurance depends on your own personal and financial needs, but generally, you should consider life insurance if:

  • You have a spouse
  • You have dependent children
  • You have a physically challenged relative who depends on you for support
  • Your retirement savings are not enough to insure your spouse’s future against a rising cost of living
  • You have a sizable estate
  • You own a business

Life Changes – So Should Your Policy! The right life insurance policy for you will be unique and dependent on personal and financial needs. As your life changes, your life insurance coverage may need to change in order to adapt to your current needs. Some life transformations that may require a policy “tune-up” include:

  • You recently married or divorced
  • You have a new child or grandchild
  • You have opened or expanded a business
  • Your health or your spouse’s health has deteriorated
  • You are providing care or financial assistance to a parent
  • Your child or grandchild requires assistance or long-term care
  • You recently purchased a new home
  • You are planning for a child or grandchild’s education
  • You are concerned about retirement income
  • You have refinanced your home mortgage in the past six months
  • You or your spouse recently received an inheritance
  • You have a sizable estate

What type of life insurance is best for you? Talk with the team at Waller Insurance. We can assist in identifying what makes the most sense for you and your family.

Protect Family with Life Insurance